Did you know your phone can be a ticket to saving a lot of money? How? By using apps which help you track your expenses, get best prices on products, track coupons and data usage so that you don’t go over budget.
So here is a list of 9 apps which can help you save time and money:
1. Spendee
For: Tracking Monthly Expenses and Incomes
This is a must have for all of you who find it difficult to maintain a budget. The intuitive UI and a huge persistent button at the bottom of the app (which lets you add new expenses or credits) make you want to use the app. Once you start using it regularly, Spendee rewards you with charts showing where your money goes, comparative analysis of costs and income etc. If you have recurring expenses like rent, just tell it to repeat every month, no need to enter again!
2. AppShopper Social
For: Tracking updates on Apps at app store
AppShopper Social is the perfect app for finding new apps or tracking price changes on apps. Create an account or log in with your twitter account and get app recommendations from people you follow. This app is particularly helpful if you have been eagerly waiting for any off those awesome apps to go free. Just add it to your wishlist and once there’s an update, you will receive a push notification immediately. This is one of my personal favorites!
3. Opera Mini Web Browser
For: Compressing Web Pages
If you’re wondering about how a browser can help you save money, then here is a very good reason.
The Opera Mini Web Browser compresses the size of a web page while loading it on your phone. This reduces your data usage, reducing your data costs in turn.
So here is a very good reason to download this browser right away!
4. Jumblo
For: Making Free International Calls
If you have relatives or friends living abroad, then this is one app you need. With Jumblo make free unlimited international calls to mobile/ land-line nos. all throughout the day! Over a wifi or 3g network, the call quality is pretty decent, compared to its predecessors.
5. My tax India
For: Income Tax Calculations
This free app makes income tax calculation easy. With My Tax India you can avoid the last minute chaos and calculate your tax simply by entering your salary and vital investment figures. It also lets you export details and create multiple user entries. Further, the app also suggests how much more investment is needed to save maximum tax on your income!
6. Onavo
For: Tracking Phone Data Usage
If you don’t use an unlimited data plan, then you can install Onavo to keep those bills in check. Onavo is a data monitoring and controlling app that ensures you don’t exceed your data limit. Through this app, you can set data limit for a day, week or month. It will send you alerts as soon as you are nearing this limit. This app also monitors other apps that are sucking data and are not actually required. It has an option for setting a data roaming cap too.
7. Bloomberg
For: Tracking Stock Market Exchanges
Bloomberg is a Finance app through which you can keep a track of domestic and international markets for Equity Indices, Commodities, Bonds, Currencies, and Equity Index Futures in real-time. This app comes in very handy for stock investors and players. It’s My Stocks function lets you follow your stocks while toggling through different views such as Value, Value Change, Position, Bought At, Profit & Loss, and Last.
Install this app to get live quotes for stocks listed on NSE, BSE, and international stock market. If you haven’t tried your hand at the stock market yet, go ahead and test your luck with this app.
8. Expensify
For: Tracking Expenses and Organising Receipts
Expensify is the perfect finance app for all of you who make extensive official trips. With this app you can keep a track of your expenses through voice notes, scans and images. It allows you to organize receipts as per convenience. Once you get back your company, you can generate reports or link the expenses to your regular accounting package seamlessly.
9. Pointshelf
For: keeping Track of Coupons and Freebies
Pointshelf can be very useful for all those who eat out often. It helps keep a track of all your freebies and offers that you can redeem as a frequent visitor to your favorite restaurants.
All you have to do is get the coupons stamped on this app on every visit to your favorite restaurant. The app not only helps you save money, but saves you the hassle of managing coupons and loyalty cards too.
So what are you waiting for? Go ahead and download these apps to start saving right away.
This is a post by Tarini, she is a final year BMM student with a passion for writing and photography. Currently she’s working as Content Manager at SwitchMe Services.